October 6, 2019 admin 0Comment

The credit simulator is a tool proposed by a financial institution to allow a customer to visualize its ability to repay.

A credit simulator proposed by the lenders

A credit simulator proposed by the lenders

This tool credit is generally available on the Internet and on mobile applications from lenders. The credit simulator is easy to use and positioned on the home page of the sites to be accessible to all Internet users (customers and prospects).

The basics of credit simulation

The basics of credit simulation

A credit simulation allows the customer to have visibility on the main characteristics of a desired loan:

  • the desired amount,
  • the duration,
  • the monthly payment,
  • the annual percentage rate of charge (APR) and the borrowing rate.

The simulator allows the customer to adjust the duration and / or monthly to find the simulation that best suits his budget and situation.

From the chosen simulation, the customer can directly subscribe online and obtain in a few minutes a response in principle (subject to study and final acceptance of the file).

Optimizations thanks to the simulation tool

Optimizations thanks to the simulation tool

Once you are familiar with the use of the credit simulator, the best approach is to make several estimates, by modifying the monthly payments upwards or downwards, in order to make the right choice, in accordance with its repayment capabilities.

Find a good credit simulator

Find a good credit simulator

With the Internet, it is now easy to find a simulator of credit online and new developments in computer technology have created very good tools in this area.

For Funco, a specialist in consumer credit, offering a credit simulator to its customers on the Internet or on its mobile application is essential. It allows you to compare with clarity the various offers available to you. The proposed instrument takes into account the different types of credits allocated and unallocated, as well as the redemption of credits. It has been developed with proven solutions (HTML and JavaScript) and therefore has the following qualities:

  • speed of execution and reliability,
  • a simple and intuitive interface.

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